Welcome to YouHodler Crypto Loan ("we," "us," "our"). By accessing or using our platform, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.
By using our platform, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using our services on behalf of a business, you represent that you have the authority to bind that entity.
We provide a platform for users to borrow and lend cryptocurrencies. Users can apply for loans by using their cryptocurrency holdings as collateral. The specific terms and conditions for each loan will be provided at the time of application.
To use our services, you must create an account. You agree to provide accurate, current, and complete information during registration and to update your information as needed. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to use our platform only for lawful purposes and in accordance with these Terms. You will not engage in any conduct that may harm our platform, disrupt our services, or violate any applicable laws or regulations.
All loans are subject to approval based on our criteria, which may include creditworthiness and the value of collateral. The terms of each loan, including interest rates, repayment schedules, and fees, will be clearly stated at the time of the loan offer. By accepting a loan, you agree to adhere to these terms.
When you borrow against your cryptocurrency, you agree to deposit the specified amount as collateral. We reserve the right to liquidate your collateral if you fail to meet repayment obligations or if the value of the collateral falls below a specified threshold.
You agree to pay all fees associated with your loans as outlined in the loan agreement. These may include origination fees, late payment fees, and any other applicable charges. All fees are non-refundable.
Your use of our platform is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.
To the fullest extent permitted by law, YouHodler Crypto Loan will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform or services. This includes, but is not limited to, loss of profits, data, or other intangible losses.
You agree to indemnify, defend, and hold harmless YouHodler Crypto Loan, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising from your use of our services or violation of these Terms.
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on our platform with an effective date. Your continued use of our services after any modifications constitutes your acceptance of the revised Terms.
If you have any questions or concerns about these Terms, please contact us at:
Email:
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By using YouHodler Crypto Loan, you acknowledge that you have read, understood, and agree to these Terms and Conditions. Thank you for choosing our platform!